Financing purchase costs in Germany
Bring 20 to 30 percent of the price plus the purchase costs as equity. The bank usually lends against the apartment, not the tax, notary, or agent.
Blog
Hausgeld for a German apartment: advances, reserve, and what a tenant can pay
Hausgeld is the voted advance for costs and the reserve. Only the operating-cost share can pass to a tenant.
Buying an apartment in Kreuzberg: neighbourhoods, noise, and the check
Kreuzberg: €5,647/m² mean purchase price in 2025. The guide checks the pocket, the noise, and the building.
Buying an apartment in Prenzlauer Berg: streets, buildings, and the check
Prenzlauer Berg: €6,300/m² mean purchase price in 2025. The guide checks the street and the building.
Capital Gains Tax on German Property: 0% After 10 Years
After more than 10 years, a private sale falls outside section 23. This page explains the period and owner-occupation.
Buying an apartment in Moabit: locations and who it suits
Moabit has no separate official price average. The guide separates the pockets inside Mitte.
Buying an apartment in Neukölln: locations and who it suits
Neukölln: €4,425/m² mean purchase price in 2025. The five localities are not the same purchase.
Taxes for Landlords in Germany
Taxes for landlords often start with depreciation: for many residential buildings with building permits issued after 2022, a 3% straight-line depreciation rate applies. What this means for interest, real estate transfer tax, and other related costs.
Is it still worth buying real estate in Berlin?
Is it still worth buying real estate in Berlin? Official purchase prices averaged €5,511 per square meter in 2025, here’s how to determine whether buying still makes sense for you.